ESG Q1 FY24 Update

Borrowings & Capital Adequacy Borrowings Mix Capital Adequacy 25 MAKING LIFE SIMPLE OSBI card 2% 4% 3% 9% 13% 32% 30% 30% 26% CAR 24.7% 24% 23.2% 23.3% 23.1% 22.9% 5% 4% 2% Tier 1 21.5% 61% 63% 65% 66% 20.2% 64% 20.6% 20.4% 20.3% Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 WCDL - СР NCD TL Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 COF Trend LCR 84% 82% 85% 86% 86% 6.4% 6.8% 7.1% 5.9% 5.2% 70% 70% 70% 6.3% 6.7% 7.1% 60% 60% 5.1% 5.4% Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q1 FY23 Q2 FY23 COF % Weighted Daily Average COF % LCR % Q3 FY23 Q4 FY23 Stat. Requirement Q1 FY24 Credit Ratings Short Term A1+ by CRISIL & ICRA Long Term AAA/Stable by CRISIL & ICRA : LCR requirement increased by 10% from Dec 2022 COF increased by 37 bps QoQ due to increased proportion of long-term borrowings 18

View entire presentation