Investor Presentaiton
2021 H1 RESULTS REFLECTING STRONG MARKETING MOMENTUM
IN A STILL UNCERTAIN ENVIRONMENT
HIGHER BUSINESS LINE
CONTRIBUTION TO NBI
€3,956m: up 9%(1)
IMPROVED COST/INCOME RATIO
69.1%: down 3.9pts(1)(2)
HIGHER
RESULTS
LOW COST OF RISK
€98m, 13bps
HIGHER ATTRIBUTABLE NET PROFIT
€499m: up 7%(3)
LA
BANQUE
POSTALE
PROFITABILITY
ROBUST CAPITAL RATIOS
VERY ROBUST
CAPITAL
STRUCTURE
Investor presentation / December 2021
RONE: 8.2% (3)
CET1: 20.2%
Leverage ratio: 6.7%
LCR: 220%
COMFORTABLE LIQUIDITY POSITION
(1) Excluding changes in consolidation scope, currency effects, reversals of purchase price allocations, PEL/CEL effect and AML methodological review in 2020
(2) Excluding Single Resolution Fund (SRF)/Fonds de Garantie des Dépôts et de Résolution (FGDR) contributions
(3) RONE = Attributable net profit/Average risk-weighted assets capitalised at 14% (computed excluding badwill and PPA)
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