SGBJ - The Acquisition

| Capital Bank Group - Snapshot 3rd Largest In the Jordanian market. USD 9.8b Total Assets Sturdy Capital Base Above CBJ requirement of 14.125%. CAR at 14.43% Market Heavyweight Fastest growing bank since year 2020. USD 4.6b Net Loans Solid Coverage Ratio Including collaterals, the ratio will be 131%. 90.7% Stable Credit Rating b11 MOODY'S bb Strategic Investor gence CAPITAL Public Investment Fund since June 2022. USD 906m Market Cap Generating Superior Returns through a Robust Foundation. 18.7% ROE2 $ 920m Equity Listed on Nasdaq Dubai's Market Perpetual bond Tier 1. $ 100 million Increasing Earnings Per Share. USD 0.542 Rising Trend 15% Dividends as a percentage of capital (2021) ³. Sufficient Reserve LCR at 226% Of high quality liquid assets. Strong Credit Quality. 4.8% NPL 1 With a positive outlook. 2 Excluding net acquisition impact and other and non-recurring items, the ROE would be 16.4%. 3 Expected dividends for 2022 is 17% - subject to required approvals. 80

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