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Investor Presentaiton

Specialist Banking SA High-quality specialist banking solutions with leading positions in selected areas Private Banking For high net worth clients, professionals and emerging entrepreneurs looking for an 'investment banking' style service for private clients Lending, transactional banking, property finance and savings Investec for Business Smaller and mid-tier corporates who require a holistic banking solution Import and trade finance, working capital finance, asset finance, transactional banking Corporate and Institutional banking For corporates (mid to large size), intermediaries, institutions, government and SOEs looking for a client-centric, solution driven offering Global markets, various specialist lending activities and institutional equities Investment Banking and Principal Investments Corporates, institutions, property partners looking for an innovative investment partner Principal investments, Advisory, Debt and Equity, Capital Markets CAGR: 9% Permanent employees 4,000+ 287 298 % Contribution to adjusted operating profit* c.49% of Investec Group % Contribution to loan book of Investec c.52% R'bn Loan growth 350 300 250 200 150 100 50 0 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 5 *Operating profit before Group costs, goodwill, acquired intangibles and strategic actions, less profit attributable to other non-controlling interests.
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