Investor Presentaiton

14 FY2022 Results - key takeaways 52.5 Strong earnings recovery above pre-pandemic levels Highly relevant client franchises in our core geographies Capital generation to support growth and create optionality Positive progress towards medium- term targets ▲ 5% 55.1 55.8 24.9 63.8 510 29.9 434 12.0% Target Range: 12-16% 11.4% Mar-19 Mar-20 Mar-21 Mar-22 Mar-19 Mar-20 Mar-21 Mar-22 ■FUM (£'bn) ■Core Loans (£'bn) Mar-19 Mar-20 Mar-21 Mar-22 NAV per share (p) Mar-19 Mar-20 Mar-21 Mar-22 ROE (%) Adjusted EPS (p)

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