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Investor Presentaiton

Continuous improvement in profitability and stable shareholder return Net profit attributable to equity shareholders of the Company S 中国民生银行 CHINA MINSHENG BANK Return on weighted average equity (RMB million) Growth rate = 6.94% 60,000 53,819 20.0% 50,327 Down by 0.54 ppts 50,000 12.94% 40,000 12.40% 30,000 10.0% 20,000 10,000 0 2018 0.0% 2019 2018 2019 Basic earnings per share Return on average assets (RMB) 1.50 Growth rate=7.02% Up by 0.02 ppts 1.0% 1.22 0.85% 0.87% 1.14 1.20 0.90 0.5% 0.60 0.30 0.00 0.0% 2018 2019 2018 2019 Source: Company's Annual Report 4

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