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Investor Presentaiton

FY2022 Results - divisional highlights UK & Other | Wealth & Investment • Achieved record FUM during the period (Mar-21: £41.7bn) Net inflows of £1.2bn Adjusted operating profit up 17.9% to £87.7mn SA | Wealth & Investment Breadth and depth of product offering suitable for wealth globalisation trend Discretionary net inflows of R12.1bn Adjusted operating profit up 30.0% to R720mn UK & Other | Specialist Bank SA | Specialist Bank Loan book grew by 17.0% (18.5% excluding Australia) to £14.4bn Strong client acquisition across the business • Loan book up 3.9% to R298.4bn • Elevated corporate repayments and subdued business confidence Adjusted operating profit substantially ahead of the prior period at £193.7mn • Adjusted operating profit 45.0% ahead of prior period at R7 104mn Group Investments Assets have a carrying value of £847.6mn and market value of £1 009mn* UK & Other | 11.2% 17 *As at 16 May 2022 GEOGRAPHIC ROE % SA | 11.7%
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