Investor Presentaiton

Balance Sheet Summary Balance Sheet Assets Advances (Net) Cash & Bank Balances March 2019 March 2020 YOY 17,909 22,812 27% 777 676 -13% Other Financial Assets 327 276 -15% Total Financial Assets 19,012 23,764 25% PP&E, Intangible & Right of use assets 216 335 55% Deferred Tax Assets 163 275 69% All other Non-financial Assets 754 929 23% Total Non-financial assets 1,134 1,539 36% Total Assets 20,146 25,303 26% Figures in Cr SBI card Liabilities Equity Share Capital 837 939 12% Other Equity 2,751 4,402 60% Total Equity 3,588 5,341 49% Borrowings including lease liabilities 13,549 17,365 28% All other financial liabilities 1,732 1,401 -19% Total financial liabilities Provisions 15,282 18,765 23% 628 603 -4% Other Non-financial liabilities 648 593 -8% Total Non-financial liabilities 1,277 1,196 -6% Total Liabilities and Equity 20,146 25,303 26% 20 20

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