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Investor Presentaiton

WEALTH AND ASSET MANAGEMENT FINANCIAL RESULTS (€m) H1 2020 H1 2021 % change - Net banking income 130 146 12.0% Operating expenses Gross operating profit Cost of risk Operating profit (89) (88) -1.0% 41 58 39.7% (1) 0 n/a 41 58 42.8% Pre-tax profit 41 64 54.5% Attributable net profit 23 39 71.5% LA BANQUE POSTALE Investor presentation / December 2021 Revenue up 12%, with: - Wealth Management: very strong sales of off- balance sheet products, discretionary asset management services and home loans Asset Management: net new money of more than €1bn, mainly from institutional investors for investment in diversified asset classes and bonds, reflecting buoyant market conditions Decline in administrative costs Higher contribution to attributable net profit from both Wealth Management (up 88%) and Asset Management (up 55%) 35
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