Investor Presentaiton

Highlights New Proposals in the Resumption of the Minha Casa Minha Vida Program Family Perspective Salvador - BA PROPOSED CONDITIONS CURRENT CONDITIONS Family with a gross income of R$ 1,650 Down R$ 35,700 Down payment payment Supplemental Discount Financing R$ 47,500 R$ 83,800 Property value of R$ 167,000 Rate Installment Supplemental Discount R$ 25,600 A= -10,100 PROPOSED CONDITIONS Down payment Supplemental Discount R$ 0,2 thousand A= -35,400 R$ 55,000 A= +7,500 Financing R$ 111,800 R$ 55,000 A= +7,500 Financing R$ 86,400 A= +2,600 CR 25% + 360 Rate months R$ 409 CR 25% + 360 months Rate R$ 409.00 CURRENT CONDITIONS Installment PROPOSED CONDITIONS Installment A= +27,900 CR 30% +420 months R$ 490.00 PROPOSED CONDITIONS Family with a gross income of R$ 1,980. Data from 1,673 properties acquired in Salvador/BA by families with an income of up to R$ 2,400.00 in 2022, under the Assistance program: • Average value: R$ 159,000 • Minimum value: R$ 98,000 • Maximum value: R$ 209,000 Source: ABRAINC / Ministério das Cidades Down payment R$ 32,000 Down payment R$ 24,000 A= -8,000 Down payment Supplemental Discount R$ 34,400 Supplemental R$ 39,300 Discount Supplemental R$ 39,300 A= +4,900 Discount A= +7,300 Financing R$ 100,600 Financing R$ 103,700 A= +3,100 Financing R$ 127,700 A= +27,100 Rate CR 25% + 360 months Rate Installment R$ 490.00 CR 25% + 360 months Rate Installment R$ 491.00 Installment CR 30% +420 months R$ 560.00 16

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