Investor Presentaiton
BALANCE SHEET
LA
BANQUE
POSTALE
KEY POINTS
Balance sheet: €754bn, x2.8
vs December 2019 following
the consolidation of CNP Assurances
BALANCE SHEET AT 30 JUNE 2021 (€bn)
754
754
Regulated
66
savings transferred to CDC
82
Regulated savings
accounts
Customer
Retail home loans*
Corporate real estate loans
Other customer loans
Amortised cost portfolio
70
12
130
31
Customer deposits/
savings excluding
regulated savings
deposits/ savings
€212bn
24
41
445
Debt securities
Repos
Customer deposit base: €212bn
Regulated savings accounts (Livret A, LDDS,
LEP) centralised with CDC with a 10-year phase-
in period to absorb the liquidity it will receive in
return (1)
Other customer deposits:
Mainly home-savings plans and accounts giving
rise to a future lending obligation
Assets excluding
regulated savings
transferred to CDC
€688bn
FVOCI portfolio
223
385
Insurance company
technical reserves and
shadow accounting reserves
Short term assets
278
and central bank deposits
Provisions and
27
other liabilities
Others
49
Assets
43
Own funds and hybrids
Equity
& Liabilities
*
Including Dutch mortgage loan portfolio (€3.9bn)
Investor presentation / December 2021
Since January 2018, LBP is no longer allowed to overcentralise its Livret A deposits, but will benefit from a 10-year phase-in period to absorb the liquidity it will receive
40
40View entire presentation