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Investor Presentaiton

STRONG CREDIT RATINGS LAST UPDATE LONG-TERM RATING OUTLOOK SHORT-TERM RATING RATING BY DEBT Fitch Ratings 2021/03/30 A Stable F1+ - Senior Preferred: A+ Senior Non-Preferred: A Tier 2: BBB+ - AT1: BBB- S&P Global 2021/11/04 Ratings - A+ Stable A-1 Senior Preferred: A+ Senior Non-Preferred: BBB- Tier 2: BB+ - AT1: BB- Long-term rating upgraded to A (from A-) and short-term rating upgraded to F1+ (from F1) by Fitch in March 2021 Long-term rating upgraded to A+ (from A) by S&P in November 2021 LA BANQUE POSTALE Investor presentation / December 2021 12

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