Investor Presentaiton

FGTS ~80% of the FGTS budget is earmarked for Housing, constituting the main source of resources for low-income housing in Brazil Main events of net collection and net profit FGTS Flowchart 8% of wage Workers FGTS FUNDO DE GARANTIA DO TEMPO DE SERVICO TR + 3% + 50% payout Net Collection (+) Workers' Deposits (-) Withdrawals Net Income (+) Revenues from Loans (Public Policies) (+) Revenues from Marketable Securities (-) Deposits Remuneration Expenses (-) Administration Fee Withdrawals Cash and cash equivalents ex-Liquidity Fund R$ billion - According to FGTS Budget Public Policies 120.8 Marketable Securities The FGTS budget has R$369 billion earmarked for the real estate market over the next 3 years (FGTS housing budget; R$ bi) R$ billion R$369 billion 97.0 72.6 73.7 73.8 2015 2016 2017 2018 Source: FGTS. Diário Oficial da União (955/2020). Cash in accordance with the FGTS Budget (Resolution 903/2018). 116.8 113.2 105.7 25.5 18.0 18.0 18.0 2022 2023 2024 2025 2026 Plurianual 2023-2026 Plurianual 2022-2025 FGTS Budget Execution - Housing 109.0 62.9 54.0 47.9 46.9 50.5 53.3 53.5 56.2 72.2 42.2 42.7 47.2 50.0 50.1 50.2 58.7 49.3 2015 2016 2017 2018 2019 2020 2021 2022 2023 Budget Atual* 12

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