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Investor Presentaiton

Proactive adjustment in business size and continuous optimisation of business structure Total assets and total liabilities Total assets up by 11.46% Total liabilities up by 10.55% S 中国民生银行 CHINA MINSHENG BANK Total loans and advances to customers and deposits from customers (RMB million) Loans and advances to customers up by 14.10% (RMB million) 8,000,000 7,000,000 6,000,000 5,994,822 5,563,821 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 31 December 2018 31 December 2019 Total assets Total liabilities 6,681,841 4,000,000 6,151,012 3,056,746 3,167,292 Deposits from customers up by 13.79% 3,487,601 3,604,088 3,000,000 2,000,000 1,000,000 0 31 December 2018 31 December 2019 Loans and advances to customers Deposits from customers Net investment in trading and banking books Total debt securities issued (RMB million) Growth rate = 10.88% (RMB million) 2,400,000 2,184,305 1,000,000 Growth rate = 21.16% 1,970,017 817,225 800,000 1,800,000 674,523 600,000 1,200,000 400,000 600,000 200,000 0 0 31 December 2018 31 December 2019 31 December 2018 31 December 2019 As % of total assets 32.86% 32.69% As % of total liabilities 12.12% 13.29% Source: Company's Annual Report HELL 6
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