Investor Presentaiton
CAPITAL REQUIREMENTS
CET1 RATIO
The required consolidated CET1
Ratio notified by ECB as from 1 April
2020 is 8.375%, breaking down as
follows:
4.50% for CET1
1.125% for Pillar 2 additional own funds
(Pillar 2 Requirement)
2.50% for the capital conservation buffer (CCB)
0.25% for the buffer for Other Systemically
Important Institutions (O-SIIs)
<0.01% for the countercyclical buffer (CCYB)
8.375%
O-SIIs 0.25%
CCB 2.50%
P2R 1.125%
Pillar 1 4.50%
20.2%
Minimum required
CET1 Ratio
CET1 Ratio
at 30/06/2021
Margin
+11.8 pts
TIERI RATIO
The required Tier 1 Ratio
notified by ECB applicable as
from 1 April 2020 is 10.25%,
breaking down as follows:
8.375% for applicable CET1 overall
capital requirement
1.875% for Additional Tier 1 (ATI)
10.25%
O-SIIs 0.25%
CCB 2.50%
P2R 1.50%
Pillar 1
6.00%
Minimum required
Tier 1 Ratio
TOTAL CAPITAL RATIO
12.75%
The required consolidated Total Capital Ratio notified by ECB applicable as from 1
April 2020 is 12.75%, breaking down as follows:
8.375% for applicable CET1 overall capital requirement
1.875% for Additional Tier 1 (ATI)
2.50% for Tier 2 (T2)
O-Slls 0.25%
CCB 2.50%
P2R 2.00%
Pillar 1 8.00%
LA
BANQUE
POSTALE
Investor presentation / December 2021
21.0%
Tier 1 Ratio
at 30/06/2021
24.2%
Margin
+11.4 pts
Minimum required
Total Capital Ratio
Total Capital Ratio
at 30/06/2021
Margin
+10.8 pts
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