Investor Presentaiton
Rapid growth of retail banking business and customer
base
S 中国民生银行
CHINA MINSHENG BANK
In accordance with the strategic deployment of reform and transformation for its retail banking, the Company implemented
reform and transformation measures in an orderly manner. With the successful implementation of various reforms, retail banking
business recorded rapid income growth and high-quality development
Net operating income from retail business as % of
operating income of the Company1
Balance of retail loans¹
Up by 152 bps
(RMB million)
1,600,000
Growth rate=14.72%
37.63%
39.15%
1,397,216
1,217,894
1,200,000
800,000
400,000
50%
40%
30%
20%
10%
0%
2018
Financial assets of retail customers¹
2019
0
31 December 2018
31 December 2019
# of retail customers with deposits¹
(RMB million)
Growth rate
=
11.32%
(Thousands)
Growth rate = 9.03%
2,000,000
1,836,975
50,000
1,650,120
1,600,000
38,394.5
41,859.7
40,000
1,200,000
30,000
800,000
20,000
400,000
10,000
0
31 December 2018
0
31 December 2019
31 December 2018
31 December 2019
Source:
Note:
1
Company's Annual Report
Bank standalone
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