ESG Q1 FY24 Update

Portfolio Insights Cards-in-Force As on 30 Jun 23 New Sourcing For Q1 FY24 46% New Accounts O- 1.06 58% SBI ■ Open Market O SBI ■ Open Market 54% 42% 0.82 Salaried Category 29% 46% Salaried 61%; Self employed 39% 0.99 17% Age Profile 0 49% 34% 23% 25 MAKING LIFE SIMPLE OSBI Card By City Tier 27% O 32% Tier 3/Others: 55% 18% 25% Govt/PSU Cat A ■Cat B ■ Under 30 ■ 31-45 ■>45 Tier 1 ■ Tier 2 ■ Tier 3 ■ Others 1.08 0.82 16% 1.20 21% 22% 36% O 28% 1.09 0.75 36% ■Govt/PSU ■ Cat A ■Cat B Salaried 80%; Self employed 20% 25% O 1.00 54% ■ Under 30 ■ 31-45 Indexed 30+ delinquency 1.05 23% 0.98 ■>45 ■ Tier 1 39% 0.97 ■ Tier 2 ■ Tier 3 ■ Others Tier 3/Others: 38% 14

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