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I&M Group Corporate Performance Highlights

Steady growth recorded year on year, with a focus on maintaining strong liquidity and capital resilience im M Holdings Profit Before Tax (Kshs) 2,660m +7% Net Interest Income (Kshs) Non Funded Income (Kshs) Fee (less LPF) / Income 4,313m +23% 1,825m -18% 23% Absolute -8% Net Loans & Advances (Kshs) 193.2bn +6% Total Assets (Kshs) 364.4bn +8% Customer Deposits (Kshs) 263.1bn +9% Cost/Income Ratio 46% Absolute Total Equity (Kshs) 69.5bn +11% Fee (Less LPF) / Cost Return on Capital Return on Assets 50% 11% 2% +3% Absolute -21% Absolute -0.2% Nil Variance 0 2

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