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Investor Presentaiton

Public pfandbrief cover pool Overview Cover assets Number Volume German federal government 18 21 German federal states 159 1.036 German cities and municipalities 5.716 7.766 Other cover assets 42 197 Total 5.935 9.020 * EURM Federal Republic of Other Germany 2.4% 0.3% Federal States (GER) 7.6% Cities and municipalities (GER) 89.7% Key figures* Outstanding bond volume (EURm) 3.500 Rating Moody's Aaa Over-collateralization required by Moody's Private place- ment Bearer bonds 1.0% 48% 52% NPV over-collateralization 156.8% Collateral score 2.7% * As of December 2019 Source: Moody's 34 | Investor presentation | May 2020 | IFRS-data as of 31/12/2019 ■ 100% German assets High granularity (Ø-volume EUR 1.5m) Rating over-collateralization requirements significantly exceeded ■ Collateral score stable on low level DKB Deutsche Kreditbank AG
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