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Investor Presentaiton

Promotion of international development strategy and stable expansion of global network S 中国民生银行 CHINA MINSHENG BANK The Hong Kong Branch actively followed the Company's development strategy, implemented reform and transformation as well as the three-year development plan. Capitalising on the cross-border synergy with the Head Office and focusing on the strategic opportunities arising from the "Guangdong-Hong Kong-Macau Greater Bay Area" and others, the Hong Kong Branch served as an important overseas business platform of the Company and recorded steady business growth and continuous improvement in efficiency Steady business growth of the Hong Kong Branch with continuous improvement in efficiency Capitalising on the cross-border synergy with the Head Office and grasping the strategic opportunities arising from the "Guangdong-Hong Kong-Macau Greater Bay Area" and others, the Hong Kong Branch focused on providing professional cross-border financial solutions for quality customers and strengthened the professional services in capital market and new economic sectors The Hong Kong Branch focused on the capital market, expanded its featured business and recorded a remarkable income from investment banking businesses, such as syndicated loans, loans for merger and acquisition and structured financing. Cooperation with State Power Investment Corporation, China Duty Free International Limited and Mutual Fund of Greater Bay Area and other enterprises with high influence in the industry were successfully launched, giving full play to the overseas business platform Individual business of the Hong Kong Branch continued to grow rapidly. The number of customers who had opened accounts for personal wealth management exceeded 57,600, with total deposits of HKD4, 120 million. The sales of "Minsheng Insurance", a high-end retail banking product series, recorded 440 transactions with the total insurance premium amount exceeding HKD10 billion, effectively driving the growth of high-end private banking customer base Bond investment balance of Hong Kong Branch # of customers who had opened accounts for personal wealth management with Hong Kong Branch (HKD million) Growth rate=15.30% 70,000 63,031 60,000 54,668 50,000 40,000 30,000 20,000 10,000 31 December 2018 31 December 2019 Source: Company's Annual Report (Thousands) 70 60 50 40.0 + 40 30 20 10 57.6+ 2018 2019 16
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