SGBJ - The Acquisition

| Deposits Breakdown Liabilities Breakdown +64% +61% 3% 6% 2% 2% 10% 12% 15% 11% 6% 6% 6% 77% 71% 70% 2020 Customer Deposits Banks & Fl 2021 2022 Customer Margins ■Loans & Borrowings Other Liabilities Governmental 14.3% Retail 47.0% Customer Deposits by Segment Corporate 33.7% USD 6.9 bn SMEs 4.9% As of end of 2022, retail clients remained the highest constituent of total customer deposits at 47%. Customer Deposits by Type Current & Savings 29% USD 6.9 bn CDs & Deposits 71% 15

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