Investor Presentaiton

Business units Focus on only a few business lines - low risk and sustainable 26 branches across Germany IIIII Business customers Infrastructure Corporate clients 6.5bn 8.6bn 22.7bn Retail clients 7.8bn Energy & supply Environmental technology 3.7bn Mortgage loans 2.3bn 13.8bn Housing 4 KITA ARZT APOTHEKE Local authorities & social infrastructure 13 | Investor presentation | May 2020 | IFRS-data as of 31/12/2019 1.4bn Food & agriculture Other corporates 2.7bn § Individual clients and other Personal loans Online approach DKB Deutsche Kreditbank AG

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