Investor Presentaiton

FY2022 Results - highlights Adjusted earnings per share 55.1P (MAR-21: 28.9P) 90.7% AHEAD OF PRIOR PERIOD Adjusted operating profit £687.4mm (MAR-21: £377.6MN) 82.1% AHEAD OF PRIOR PERIOD Cost to income 63.3% (MAR-21: 70.9%) Credit loss ratio 8 bps (MAR-21: 35 BPS) Return on equity 11.4% (MAR-21: 6.6%) Net asset value per share 510.0p (MAR-21: 458.0P) UP 11.4% SINCE MAR-21 FINAL DIVIDEND – 14p, FULL YEAR DIVIDEND 25p, RESULTING IN 45% PAY OUT RATIO SPECIAL DISTRIBUTION OF 15% IN NINETY ONE^ – 34P PER SHARE - 15 ^The distribution became effective on 30 May 2022. Calculated using closing share price as at 16 May 2022.

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