SGBJ - The Acquisition

| Loan Portfolio Breakdown Assets Breakdown Gross Loan Portfolio Breakdown Governmental 7% 8% +57% 6% +61% 7% 25% 27% 32% 16% 17% 14% Retail 32% USD 5.0 bn Corporate 50% SMEs 11% Total gross loan portfolio reached USD 5 billion as of end of 2022; of which about half consisted of Corporate clients. By Sector Retail 14% Construction 18% 51% 49% 47% Public Sector & Utilities 21% USD 5.0 bn Manufacturing 17% 2020 2021 2022 ■Net loans ■Cash & Balances Investments Other Assets Others 22% Well distributed amongst several diversified sectors. 14 14

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