Investor Presentaiton

Network: Presence In Major Growth Centres Branch Addition Has Continued 117 123 327 610 736 562 182 449 327 117 123 160 174 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 □ Network expansion led by addition of Gold Loan branches continued taking total branch count to 736 in Q4FY23 compared to 610 branches in Q3FY23 and 117 branches in Q4FY22. ☐ Network of non-Gold Loan businesses expanded by 14 branches to touch 174 branches. The businesses have a presence in 14 States and UTs. Urban Retail business (MSME and Housing) operated through 174 branches in 12 States and UTS. ■Non-Gold Loan Br. ■Gold Loan Br. Headcount Addition To Support Branch Expansion 3,202 4,134 6,625 7,983 9,076 499 439 374 7,484 357 316 6,186 3,760 2,536 2,845 Gold Loan network expanded to 562 branches across 9 states and UTs by end Q4FY23. ☐ Construction Finance had 3 dedicated branches Bengaluru, Hyderabad, and Ahmedabad (new). □ Car Loan distribution had 9 dedicated branches including Amritsar, Chandigarh, Lucknow, Patna, Kolkata, Hyderabad, Bengaluru, and Surat. During the quarter, a branch was opened at Jalandhar. Q3FY22 Q4FY22 Q1 FY23 Q2FY23 Q3FY23 ■CGCL CGHFL In addition, the Company has a dedicated tech centre in Gurugram (not counted as a branch). CAPRIGLOBAL 30

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