Investor Presentaiton
MREL SUBORDINATED ELIGIBLE LIABILITIES AND OWN FUNDS
ELIGIBLE LIABILITIES AND OWN FUNDS AT 30 JUNE 2021
As an "O-SIB", La Banque Postale is not subject to the TLAC rule
defined by the Financial Stability Board (FSB)
MREL
On 22 February 2021, the French banking and insurance supervisor
(ACPR) notified La Banque Postale that its consolidated MREL had been
set at 24.13% of RWA (including CBR) and 8.01% in terms of LRE.
La Banque Postale shall use subordinated instruments to meet these
requirements by 1 January 2024
Strong MREL ratios at 30/06/2021
•
°
.
Subordinated eligible liabilities and own funds represent a total of €24,788m
Including Total Capital of €21,262m
Representing 28.2% of RWAs or 9.0% in terms of LRE
Strong buffer
Distance to MDA: 1,079 bps
•
ADIS: €789m
LA
BANQUE
POSTALE
Investor presentation / December 2021
in € millions
24,788
in % of RWA
28.2%
3,526
4.0%
Senior Non Preferred
2,742
744
3.1%
Tier 2
0.8%
Additional Tier 1
17,777
20.2% CET1
30/06/2021
30/06/2021
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