Q2 FY23 Financial Performance

Key Trends New Accounts ('000) 1,295 953 1,008 1,002 902 Corporate Spends (Cr) OSBI Card 14,183 12,980 12,263 11,411 8,491 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Retail Spends (Cr) Receivables (Cr) Transactor Revolver EMI RBI RE 50,895 42,417 45,488 41,872 35,070 26,741 29,129 31,281 33,215 37,730 4% 2% 1% 0% 0% II 32% 33% 34% 35% 35% 27% 27% 25% 26% 24% 37% 38% 40% 38% 41% Sep'21 Dec'21 Mar'22 Jun'22 Sep'22 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 IEA 59% 60% 59% 61% 59% IEA, Interest earning assets = EMI + Revolver

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