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Investor Presentaiton

CORPORATE AND INVESTMENT BANKING FINANCIAL RESULTS (€m) H1 2020 H1 2021 % change Net banking income 424 571 Operating expenses Gross operating profit Cost of risk Operating profit Pre-tax profit (299) (312) 4.1% 124 259 x 2 (133) (71) -46.8% - (8) 189 n/a (8) 189 n/a Attributable net profit (6) 135 n/a LA BANQUE POSTALE Investor presentation / December 2021 34.8% Strong growth in revenue from corporate banking (up 16%) and cash management services (up 16%), coupled with strong trading desk performance in a favourable financial market environment All customer segments contributed to revenue growth Positive contribution to attributable net profit of €135m (vs. negative contribution of €6m in 2020), supported by sustained growth in net banking income (up 35%) and significantly lower cost of risk vs H1 2020
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