Investor Presentaiton

Key Ratios: Spreads Improve Yield on Advances (Wtd. Avg.) (%) Cost of Funds (Wtd. Avg.) (%) 15.2% 14.7% 14.6% 14.7% 8.2% 8.2% 8.2% 8.4% 8.5% 14.5% Q4FY22 Q1FY23 Q2FY23 IIII Q3FY23 Q4FY23 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 Net Interest Margin (%) Spreads (YoA - COF) (%) 6.5% 6.4% 6.3% 6.3% 6.6% 9.7% 8.9% 8.6% 8.5% 8.4% Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 Q4FY22 Q1 FY23 Q2FY23 Q3FY23 CAPRIGLOBAL Q4FY23 17

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