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Investor Presentaiton

Sustainability anchored in business model Implemented regarding clients, products and processes 1996 First wind turbine financed. 2001 Launch of the online bank. 2004 Establishment of DKB STIFTUNG. 2014 Account opening process becomes 100% digital. 2016 First green bond issued. 2018 First social bond issued. 1998 First public- 2002 First day-care centre for children private (Kita). partnership project. 2000 First biogas plant. 2003 First PV plant financed. 2009 Sustainability management embedded directly in the Board of Management. EMAS 2013 DKB Bürger- sparen scheme. 2015 Industry Leader with ISS-oekom for the first time. Corporate Responsibility rated by oekom research ⚫2017 New forms of work through Prime "Projekt Arbeiten 4.0" project. Environmental Finance Bond Awards 2019 Winner Social bond of the Year-bank 2019 Rated as outstanding by Focus Money. MONEY Nachhaltigstes Unternehmen DKB 18 | Investor presentation | May 2020 | IFRS-data as of 31/12/2019 Aug 44/2018 DKB Deutsche Kreditbank AG
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