ESG Q1 FY24 Update

Profit and Loss Statement Description Interest Income Q1 FY23 1,387 Q4 FY23 iQ1 FY24 1,672 1,804 Fees and commission income Sale of Services 1,538 1,786 1,898 35 45 39 Business development incentive income 140 258 170 Insurance commission income 1 1 1 Net gain on fair value changes Total Revenue from operations Total Other Income Total Income/Revenue Finance costs 0 3,100 163 3,762 3,912 154 134 3,263 3,917 I 4,046 308 507 571 Fees and commission expense 331 403 393 Impairment on Financial Instruments 450 630 719 Employee benefits & Expenses 139 152 145 Depreciation, amortisation & impairment 39 45 48 Operating & Other expenses 1,155 1,380 1,374 Total expenses 2,422 3,117 I 3,250 Profit before tax 841 800 I 797 Profit after tax 627 596 593 25 MAKING LIFE SIMPLE All figures are in Cr. OSBI Card 25

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