Investor Presentaiton

Ratings of DKB Stable credit and sustainability ratings Agency Type of rating Public Pfandbriefe Mortgage Pfandbriefe Senior Unsecured Moody's Covered Bond Rating Aaa Aaa LT issuer rating A1 ISS-ESG imug Junior Senior Unsecured (senior non-preferred)* Adjusted BCA Outlook Sustainability rating Sustainability rating Very positive (A) Positive (BBB) * Updated rating as of 20/08/2018 due to new law in Germany introducing senior (non-) preferred liabilties 29 | Investor presentation | May 2020 I IFRS-data as of 31/12/2019 A2 baa1 stable B- (Prime) Positive (BB) DKB Deutsche Kreditbank AG

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