Investor Presentaiton
WHOLESALE FUNDING MIX
WHOLESALE FUNDING SOURCES
AND PROGRAMS
BREAKDOWN OF LIABILITIES
AT 30 JUNE 2021
Short Term:
Interbank funding: Neu CP and ECP programs
Provisions and
other liabilities
Repos: Large portfolio of high quality securities with access to dealing
platforms and bilateral trading
Bond borrowings
5%
Own funds and hybrids
3%
6%
Repos
6%
Medium to Long Term:
EMTN Covered bond program and German law registered CB through
LBP Home Loan SFH
EMTN and Neu MTN program
French Structured Notes program
Agreement with SFIL/CAFFIL to refinance French local authority loan
originations
Access to EIB (European Investment bank) long-term funding
Long term Repos
La Banque Postale's EMTN program is also used for retail
structured notes issuance, with €1.3bn outstanding as of
30 June 2021
LA
BANQUE
POSTALE
Investor presentation / December 2021
Insurance company
technical reserves and
shadow accounting reserves
Regulated savings 11%
€754bn
52%
17%
Customer deposits
47
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