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Investor Presentaiton

A DIVERSIFIED PROFILE AND A STRONG CAPITAL BASE NBI (€m) Cost/income ratio (%) Operating profit (€m) Attributable net profit (Єm) +4.8% 3,793 3,974 73.0% -3.9 pts 69.1% 855 4,001 +6.6% 733 468 H1 2020 H1 2021 H1 2020 underlying H1 2021 underlying H1 2020 H1 2021 H1 2020 Attributable net profit by business segment (1) 22% 6% 60% 12% Bancassurance France International Bancassurance Cost of risk (€m) 228 98 88 499 H1 2020 H1 2021 (excl. first-time consolidation entries in 2020 and PPA adjustments) Regulatory own funds (€bn) CET1 ratio (%) 21.0 +1.4% -0.2 pts 21.3 20.4% 20.2% H1 2020 H1 2021 30/06/2020 30/06/2021 31/12/2020 30/06/2021 Wealth and Asset Management Corporate and Investment Banking LA BANQUE POSTALE Investor presentation / December 2021 (1) As a % of Attributable net profit generated by business segments
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