Investor Presentaiton

28 • • Positively contribute to 1. the Sustainable Development Goals Sustainability highlights Aligns with our broader aspiration to positively address inequality and climate change by focusing on doing well and doing good Our approach is aligned to our purpose to create enduring worth, living in, not off, society Core SDGs Strong governance Implemented a more holistic ESG framework linked to executive renumeration Deepened our ESG skills on the Group Board with the addition of two new non-executive directors Received a low-risk rating from Sustainalytics (16.6) Supporting SDGs Operate responsibly and 2. ethically and within the 3. planetary boundaries Partnering with our clients and philanthropy partners to maximise positive impact 4. Providing profitable, impactful and sustainable products and services 5. Actively advocating for industry alignment and best practice ENABLED THROUGH Climate action Reduced inequalities QUALITY EDUCATION CLEAN WATER AND SANITATION 13 CLIMATE ACTION Innovative sustainable finance Published baseline Scope 3 financed emissions 0.10% coal as a % of loans and advances A proud participant of: Climate Action 100+ Global Investors Driving Business Transition Investec Wealth & Investment 10 REDUCED INEQUALITIES 43% women on the board 43% board ethnic diversity Level 1 BBBEE rating Net-Zero Banking Alliance Industry led, UN convened Committed to NZBA 4th 2021 Universum employer of choice: students Some examples of how we supported the SDGs since April 2021 £7.75mn Sustainability Linked Loan to a client providing professional learning and development programmes R1.65bn To secure South Africa's water resources through Trans Caledon Tunnel Authority AFFORDABLE AND CLEAN ENERGY DECENT WORK AND ECONOMIC GROWTH R1bn Green bond issued for renewable energy projects (3.8x oversubscribed) £1.2bn Funding through the Bank of England's Term Funding Scheme for SMEs 9 INDUSTRY, INNOVATION 11 SUSTAINABLE CITIES AND COMMUNITIES €600mn Co-arranged finance for Ghana railway on behalf of Ghana's Ministry of Finance €215mn Arranged finance for TWO major hospital projects in Ghana Strong ESG ratings Sustainability Yearbook CDP DRIVING SUSTAINABLE ECONOMIES Member 2021 S&P Global Top 15% in the global diversified financial services sector (inclusion since 2006) SUSTAINALYTICS e Maringate campery RATED 16.6 low risk rating Top 16% of globally assessed companies in the Global Sustainability Leaders Index MSCI ESG RATINGS AAA CGC BBB | BBBA AA AAA Top 2% in the financial services sector in the MSCI Global Sustainability Index Score B against an industry average of B (formerly Carbon Disclosure Project) ISS ESG‣ Top 20% of the ISS ESG global universe and Top 14% of diversified financial services FTSE4Good Included in the FTSE UK 100 ESG Select Index (out of 641) Included in the FTSE4Good Index

View entire presentation