Q2 FY23 Financial Performance

Portfolio Insights Cards-in-Force As on 30th Sep 2022 New Sourcing For Q2 FY23 30% Occupation 70% OSBI Card Salaried Category Age Profile By City Tier 16% 21% 30% 30% 37% 40% 30% 47% 30% 19% Salaried Self Employed ■Govt/PSU Cat A Cat B Under 30 31-45 >45 Tier 1 Tier 2 Tier 3 Others 1.20 0.83 1.17 17% 0.71 21% 1.04 26% 1.06 34% 39% 19% ■Salaried 83% 0.97 ■Self Employed 28% 1.06 ■Govt/PSU Cat A Cat B Self employed new sourcing primarily from SBI Sourcing 53% 1.08 14% 24% 0.94 43% 0.99 1.01 Under 30 31-45 >45 Tier 1 Tier 2 Tier 3 Others Indexed 30+ delinquency

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