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Investor Presentaiton

LEVERAGE UNIQUE DEVELOPMENT POTENTIAL TO DELIVER PROFITABLE GROWTH LA BANQUE POSTALE PROFITABLE GROWTH >3% GROUP NBI 2020-2025 CAGR 20% INTERNATIONAL NBI IN 2025 RONE (2) 8% by 2023 10PTS GROUP COST/ INCOME RATIO BY 2025 SUSTAINABLE GROWTH ROBUST CAPITAL TO SUPPORT GROWTH 20.4% CET1 IN 2020 CONTROLLED GROWTH IN RWA (1) ~3.5% CAGR 2020-2025 STANDARD DIVIDEND PAYOUT RATE 45% IN PERIOD TO 2025 Investor presentation / December 2021 (1) Excluding Basel IV effects (2) RWA capitalised at 14% without applying internal model 18

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