Investor Presentaiton
A VERY ROBUST BALANCE SHEET STRUCTURE
CHANGE IN CET1 RATIO
KEY INDICATORS
(1)
20.4%
0.3%
0.2%
20.5%
LIQUIDITY COVERAGE RATIO
20.2%
(1)
(0.1%)
220%
(0.3%)
169%
179%
(0.3%)
100%
CET1
31/12/2020
RWA
€85.5bn
30/06/2020
31/12/2020
30/06/2021
Profit for
the period
Estimated
dividend
Other
comprehensive
income
Other effects
CET1
30/06/2021
constant
CRR2 impact
CET1
30/06/2021
methodology
RWA
NSFR
140%
146%
+1.2%
€86.5bn
RWA
€88.0bn
100%
SUBORDINATED MREL
LRE
RWA
CET 1 REQUIREMENTS
DISTANCE
(1)
27.8% 28.2%
24.13%
(1)
8.01%
8.0%
9.0%
8.375%
31/12/2020
LEVERAGE RATIO
30/06/2021
(1) (4)
6.1%
6.7%
20.2%
(2)
5.4%
Margin:
11.8 pts
30/06/2020
(ECB)
31/12/2020
(ECB)
(2)
Regulatory 31/12/2020 30/06/2021
requirements
(2)
Regulatory 31/12/2020 30/06/2021
requirements
Regulatory
requirements
CET1 ratio
(3)
LA
BANQUE
POSTALE
Investor presentation / December 2021
Regulatory requirements
30/06/2021
3.0%
(1) Including estimated dividends of €180m
(2) Applicable in January 1, 2024
(3) P2G requirement
(4) 50% of centralised savings excluded by decision of the ECB
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