Investor Presentaiton

Overview Annual comparison* Key figures 2019 2018 2017 2016 2015 2014 Total assets 83.8bn 77.3bn 77.3bn 76.5bn 73.4bn 71.6bn Customer receivables 69.5bn 65.9bn 64.5bn 63.2bn 61.6bn 59.6bn Customer deposits 60.8bn 54.4bn 53.9bn 53.4bn 48.6bn 47.3bn Net interest income 951m 945m 935m 795m 790m 670m Profit after tax 298m 301m 263m 327m 225m 165m Cost income ratio (CIR) 56.7% 51.5% 50.8% 45.8 % 48.0 % 56.1 % Return on equity (ROE) 9.5% 10.2% 9.6% 12.4 % 9.6 % 6.1 % Equity ratio 11.2% 11.1% 10.5% 10.0 % 9.1 % 9.9% * DKB Group in accordance with IFRS, in EUR 24 | Investor presentation | May 2020 | IFRS-data as of 31/12/2019 DKB Deutsche Kreditbank AG

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