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Investor Presentaiton

A FULL SERVICE BANK Commercial banking and CIB 3 Retail Banking brands Specialised financing Life insurance Non-life insurance Asset management MA LA BANQUE FRENCH POSTALE BANK BPEI LA GROUPE LA BANQUE POSTALE BANQUE Developing banking services for corporates and the local public sector since 2011 France's leading lender to local authorities and public hospitals (in partnership with SFIL) SFIL Au service des territoires et des exportations POSTALE CONSUMER FINANCE (100%-owned by La Banque Postale) Consumer finance (launched in 2009): consumer finance, revolving credit facilities, etc. CNP assurances LA BANQUE POSTALE 62.84% (1) LA BANQUE POSTALE ASSURANCES IARD (100%-owned by La Banque Postale) AEGON LA BANQUE POSTALE PRÉVOYANCE (100%-owned by La Banque Postale) LA BANQUE POSTALE CONSEIL EN ASSURANCES (100%-owned by La Banque Postale) LA BANQUE POSTALE ASSET MANAGEMENT Asset Management 25% LA BANQUE POSTALE 70% Ostrum ASSET MANAGEMENT malakoff humanis 5% Corporate and Investment Bank (CIB) launched in 2018 to: Enable the commercial banking business to finish extending its range and secure customer loyalty Build business with outside customers, particularly among financial institutions LA BANQUE POSTALE LEASING & FACTORING (100%-owned by La Banque Postale) Leasing & Factoring (launched in 2012) Life insurance & Pension products with an extended presence: 19 countries in Europe and Latin America More than 36 million personal risk/protection insureds worldwide and more than 12 million savings/pensions policyholders LA MUTUELLE générale LA BANQUE POSTALE ASSURANCE SANTÉ malakoff humanis 35% LA BANQUE POSTALE 14% 51% LA BANQUE NATIXIS BEYOND BANKING POSTALE 45% (2) 55% (via LBP AM) (via Natixis IM) A new asset management model capable of seizing growth opportunities in insurance asset management, in partnership with Ostrum, impelled by LBP AM's refocusing on multi-specialist SRI conviction management (1) On 28 October 2021, La Banque Postale announced its intention to acquire CNP Assurances' shares held by Groupe BPCE and to file a simplified public tender offer with the AMF for CNP Assurances' minority shareholders at the price of €21.90 per share with the intention of ultimately implementing a squeeze-out if conditions are met (2) On 28 October 2021, Groupe BPCE and LBP announced entering into exclusive negotiations for the potential acquisition by Natixis Investment Managers of 40% of AEW's capital and 45% of Ostrum Asset Management's capital LA Investor presentation / December 2021 BANQUE POSTALE 9
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