Investor Presentaiton
HIGH QUALITY ASSETS
HIGH QUALITY OF LOAN PORTFOLIO
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A conservative RWA calculation approach using standard method
Gradual and controlled diversification of lending businesses
A conservative financing approach, focusing on disciplined management
HIGH QUALITY SECURITIES PORTFOLIOS
(HTC AND HTCS 2020)
Breakdown
Breakdown
Breakdown
by sector
by country
by rating
24%
17%
21%
6%
16%
64%
CREDIT RISK STILL ACCOUNTING FOR MOST OF TOTAL RWAS
12%
63%
77%
in € billions
85.5
88.0
76.9
69.9
0.7
1.0
65.2
1.0
59.5
54.2
1.1
2.0
2.1
Market RWA 1.2
75.6
77.7
66.3
59.4
Credit RWA 43.8
48.2
53.9
Sovereign
Europe
AAA and AA
Credit institutions
Outside Europe
A
Operational RWA
9.2
9.3
9.3
9.4
9.5
9.3
9.3
Corporates
France
Other
2015
2016
2017
2018
2019
2020
H1 2021
Basel 3/CRR
LA
BANQUE
POSTALE
Investor presentation / December 2021
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