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Investor Presentaiton

Balance sheet metrics Capital and liquidity positioned for growth Dominant industry metrics, and historically low NPL NBB H الوطني NPL and Capital FY 2020 YTD 2021 5.1% 4.9% NPL Ratio 14.0% 12.5% Liquidity 22.3% 20.2% 394.9% 343.6% ■FY 2020 ■ YTD 2021 CAR 100% 144.9% 146.8% Average Daily LCR NSFR 2º EGGSE'S SS SG ° G S E SSES SCIE SCS_ME◊ SE◊−10 OE10 E SE (-) G-S SSC|||E◊◊ E° ° O Sell

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