Investor Presentaiton
Managing Risk
OSBI card
Strong Underwriting
Over 1700 attributes used for evaluation.
Segmented Application scores.
Trending variables from bureau
Over 60 micro-segments
Pre-qualification models
Adequate Reserving
Segmented Expected Credit Loss (ECL) models - IFRS
109 compliant
Economic indicators incorporated in portfolio stress
testing to ensure capital adequacy
Portfolio Management
Segmented Behavior scores
Over 4000 attributes to assess risk and
behavior
More than 100 micro-segments
Dynamic portfolio and collection rules
Real time Fraud alerts
Over 50 triggers and alerts
Talent and Infra
Risk, Analytics, Process engineering and
Finance professionals
Data-lake with state of art Machine Learning
tools
Best in class decision engines
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