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Investor Presentaiton

bankjatim Strategy bersama kami, berkembang pasti With the development of the business climate in East Java, a growing number of competitors who see the potential to penetrate the banking market in East Java SHORT TERM Bank Jatim focus in the Year 2012 + MIDDLE TERM BPD REGIONAL CHAMPION (BRC) I Bank Jatim has a short-term target is to increase the bank's performance with respect to service quality and customer satisfaction with : Increase the target for the collection of Third Party Funds to 16,95%; Target of 24% credit amount is prioritized to the Credit of Micro, Small and Medium Enterprises (SMEs) with a composition of at least 80% of total loans and a maximum of 20% for corporate; LDR increase to 78-85 %; Maintaining Operating Expense to Operating Income of 62,63% Bank Jatim focus in the Year 2014 In the medium term until the year 2014 the I main focus is: Increase the target for the collection of Third Party Funds to 18,62%; Target number of credit amounting to 24.94% who prioritized for Micro Credit, Small and Medium Enterprises (SMEs) with a composition of at least 80% of total loans and a maximum of 20% for corporate; LDR maintaiin 85 %; Maintaining Operating Expense to Operating Income of 64,77% Become BPD Regional Company's terms of Champion (BRC) Increase in the performance in financial and non-financial Expansion of service network to strengthen the competitiveness of the Company and continue to serve the people of East Java CHAMPION ONAL BPD 31
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