Investor Presentaiton

Market Share * Steadily increasing our share of pie in the industry Cards in force 18.2% 17.6% 16.7% 15.3% 14.8% Spends SBI card 16.7% 17.1% 17.9% 13.2% 11.9% FY16 FY17 FY18 FY19 Jan 20 FY16 FY17 FY18 FY19 10M FY20* As per RBI report available till Jan 20 7

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