Investor Presentaiton

Business model Lending business as the core of the bank - sustainable and low-risk @ Second biggest Online Bank in Germany ■ Market leader regarding current accounts Biggest renewable energy portfolio in Germany Infrastructure Retail clients 43.0 12.8 Market leader in agricultural business Corporate clients 13.5 Loan volume 12 | Investor presentation | May 2020 | IFRS-data as of 31/12/2019 = 84% of total assets Financing of services for the public welfare Projects usually with a municipal background 000 DKB Deutsche Kreditbank AG

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