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Investor Presentaiton

Affinity Water The Impact of the Proposals The Proposals are expected to have, at worst, a credit neutral impact No Ratings Impact • • • It is a precondition to implementing the Proposals that Rating Agencies confirm the Proposals will have no impact on current ratings The Rating Agencies have reviewed the Proposals We expect S&P will provide a RAC letter to the Trustee We will certify to the Trustee that the Proposals will have no impact on current Moody's ratings (based on feedback received from Moody's) Moody's and S&P both issued notes earlier in the year with respect to the Thames Water and Yorkshire Water consent processes which also sought to remove Caycos from their financing structures. Both Rating Agencies indicated these transactions were "credit neutral" Positive ESG Impact . Disposing of Cayco addresses the negative perception and scrutiny that is being directed at AW and other UK water companies for the use of offshore financing vehicles Disposing of Cayco will improve transparency for creditors, the regulators and customers as well as reducing administrative burden No Tax Impact . • NewCo will be a securitisation company for the purposes of UK tax law so the current tax status of the Financing Group will not change following implementation of the Proposals Consequently there should be no adverse UK tax impact on the Financing Group from the Proposals No Credit Impact • • Security and Guarantee arrangements will be replicated for NewCo No changes are being made other than those ancillary to the incorporation of NewCo and substitution of Cayco As such no impact is expected on the credit quality of bonds substituted Supporting materials demonstrate no adverse impact on bondholders (see package on page 6) All conditions precedent outlined in the Bond Trust Deed for issuer substitution will have been met and confirmed by the Trustee 10 10
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