Investor Presentaiton
Promoting Internet finance business to build an Internet
finance ecosystem
S
中国民生银行
CHINA MINSHENG BANK
In accordance with the strategic positioning of "a fintech-based bank", the Company focused on the pain points in customer needs, fully
leveraged emerging financial technologies, proactively explored new internet finance development models and continuously innovated
platforms, products and services of direct bank, retail internet finance and online payment. as a result, customer experience was
improved while the Company maintained first-tier status among commercial banks in terms of market share
# of direct banking customers¹
(Thousands)
# of mobile payment transactions via debit cards 1
(Thousands)
32,000
28,000
Growth rate=52.33%
29,203.0
24,000
19,171.3
20,000
16,000
12,000
8,000
4,000
31 December 2018
31 December 2019
80,000
40,000
Growth rate=385.56%
63,253
0
31 December 2018
31 December 2019
# of retail online platform customers¹
(Thousands)
Growth rate=18.74%
# of corporate users of online platform¹
(Thousands)
80,000
70,411.8
70,000
59,299.8
60,000
50,000
40,000
3,000
1,812.0
1,500
Growth rate=27.50%
2,310.3
30,000
20,000
10,000
0
0
31 December 2018
31 December 2019
31 December 2018
31 December 2019
Source:
Company's Annual Report
Note:
1
Bank standalone
HEE 15View entire presentation