Investor Presentaiton
Strategic growth initiative 2: Expand product offering
Non-prime accounts
Prospects
800/per month avg.
New customers funded by Harmoney.
10,000
per month avg.
New customer
accounts
6,000/per month avg. - Harmoney Opportunity
"Prime" accounts - bureau qualified people each month that are
not served by our current product offering, which represents an
opportunity to meet their needs with new features (e.g. always-on
line of credit, interest only) or new products beyond the unsecured
personal loan (e.g. cars, secured, credit cards).
• Increasing conversion through a better user experience and new
credit and affordability models.
• Higher retention as Harmoney's relationship with customers
moves beyond the personal loan to a wider range of financial
products.
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HARMONEY ©2023
FY23 INVESTOR PRESENTATION
25 AUGUST 2023
22
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