SGBJ - The Acquisition

| Capital Bank Stock - Versus Peers Dividends as a Percentage of Capital Dividend Pay-Out Ratio Ahli Kuwait Jordan Cairo 2021 7% 7% 18% 9% Capital 15% Housing Etihad Arab 20% 10% 20% 2021 2020 4% 0% 12% 12% 12% 12% 10% 12% 2020 Ahli Kuwait Jordan 98.7% 136.3% 99.2% 52.3% 76.9% 0.0% 67.7% 130.5% 49.2% 79.2% 57.2% 88.9% Cairo Capital Housing Etihad Arab 38.6% 82.1% 53.3% 352.8% Price to Earnings Ratio (P/E) Price to Book Value Ratio (P/B) J h Ahli Kuwait Jordan Cairo Capital Housing Etihad Arab Ahli Kuwait Jordan Cairo Capital Housing Etihad Arab ■Sep. 2022 14.80 21.24 15.14 10.14 8.82 12.01 12.89 10.83 Sep. 2022 0.63 0.51 0.91 0.60 1.19 0.99 0.67 0.78 2021 13.68 26.36 11.50 8.05 5.15 5.22 8.62 20.07 2021 0.59 0.44 0.87 0.68 1.04 0.48 0.65 0.82 2020 14.80 -47.88 10.78 10.98 7.55 13.42 10.59 121.11 ■2020 0.48 0.47 0.85 0.54 0.55 0.45 0.61 0.69 Source: Amman Stock Exchange. 19

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